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| Effective Date: |
June 30, 2010 |
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| Date Last Changed: |
June 9, 2010 |
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| CERTIFICATES
OF DEPOSIT |
|
INDIVIDUAL RETIREMENT ACCOUNTS |
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| Term |
Interest Rate |
APY |
Minimum to Open |
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Term |
Interest Rate |
APY |
Minimum to Open |
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| 3-Month |
0.45% |
0.45% |
$100 |
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3-Month FIXED |
0.45% |
0.45% |
$100 |
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| 6-Month |
0.75% |
0.75% |
$500 |
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6-Month
FIXED |
0.75% |
0.75% |
$100 |
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| 1-Year |
1.00% |
1.00% |
$500 |
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18-Month
VARIABLE |
0.36% |
0.36% |
$100 |
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| 15 Mo. Super Saver* |
1.09% |
1.10% |
$100 |
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2-Year FIXED |
1.34% |
1.35% |
$100 |
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| 2-Year |
1.34% |
1.35% |
$500 |
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3-Year FIXED |
1.98% |
2.00% |
$100 |
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| 3-Year |
1.98% |
2.00% |
$500 |
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4-Year FIXED |
2.23% |
2.25% |
$100 |
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| 4-Year |
2.23% |
2.25% |
$500 |
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5-Year FIXED |
2.47% |
2.50% |
$100 |
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| 5-Year |
2.47% |
2.50% |
$500 |
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| * Add-On CD Minimum $25 Per Deposit |
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| SAVINGS &
CHECKING |
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| Account Type |
Interest Rate |
APY |
Balance to
Earn Posted APY |
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RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE |
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| Kids' Savers |
1.24% |
1.25% |
$0-$25,000 |
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| 0.30% |
0.30% |
>$25,000 |
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| Statement
Saving |
0.30% |
0.30% |
No Minimum |
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All
Certificates of Deposit are subject to substantial penalty for early |
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| N.O.W.
Checking ** |
0.20% |
0.20% |
No Minimum |
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withdrawal
- as required by law. |
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| Health Savings Account (HSA) |
1.24% |
1.25% |
No Minimum |
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Savings and Checking account rates are variable |
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| 50+ Free
Checking |
0.20% |
0.20% |
No Minimum |
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and may change after the account is opened. |
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| Free
Checking |
0.00% |
0.00% |
No Minimum |
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The
Annual Percentage Yield (APY) assumes that principal and |
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| Premier Money Market |
0.30% |
0.30% |
$0-$5,000 |
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interest
remain on deposit - withdrawals will reduce the APY. |
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| 0.40% |
0.40% |
>$5,000-$25,000 |
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| 0.50% |
0.50% |
>$25,000-$50,000 |
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| 0.80% |
0.80% |
>$50,000-$250,000 |
|
Ask a
Customer Service Representative for detailed information |
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| 0.80% |
0.80% |
>$250,000 |
|
regarding
all of the accounts and services offered. |
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| **Fees May
Reduce Earnings |
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| HOW TO
CONTACT US |
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| Bennington
Office |
|
Arlington Office |
Manchester Office |
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| Phone: 802-442-8121 |
|
Phone: 802-375-2319 |
Phone: 802-362-4760 |
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| Fax: 802-442-1641 |
|
Fax: 802-375-2617 |
Fax: 802-362-0577 |
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| 155 North St,
Bennington, VT 05201 |
|
3198 Rte 7A, Arlington,VT 05250 |
78 Center Hill, Manchester Center, VT 05255 |
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| Telephone
Banking: 1-800-216-1103 |
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| OnLine
Banking: www.thebankofbennington.com |
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