We Respect Your Privacy
|FACTS||What does The Bank of Bennington do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:|
• Social Security number
• Overdraft history
• Account balances
• Account transactions
• Payment history
• Wire transfer instructions
We do not disclose information about former customers, except as permitted by law.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bank of Bennington chooses to share; and whether you can limit this sharing.|
|Reasons We Can Share Your Personal Information||Does The Bank of Bennington Share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||No||We don’t share|
|For joint marketing with other financial companies||No||We don’t share|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||No||We don’t share|
|For our affiliates’ everyday business purposes — information about your creditworthiness||No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
|Questions? Call 802-442-8121 or go to www.thebankofbennington.com|
|Who We Are|
|Who is providing this notice?||The Bank of Bennington|
|What We Do|
|How does The Bank of Bennington protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain procedural safeguards to protect this information and we limit access of information about you to those employees for whom access is appropriate.|
|How does The Bank of Bennington collect my personal information?||We collect your personal information, for example, when you|
• Open an account
• Pay us by check
• Apply for a loan
• Make a wire transfer
• Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only|
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.|
• The Bank of Bennington does not share with our affiliates.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.|
• The Bank of Bennington does not share with nonaffiliates so they can market to you.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
• The Bank of Bennington doesn’t jointly market.
|Other Important Information|
|For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information withnonaffiliates either for them to market to you or for joint marketing – without your authorization.|
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.
Privacy Model Disclosure PRIV-MODEL 8/1/2010
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010 2011.1/1779 3035214-010 Custom EPRV1779
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